Emergency Fund

Emergency Funds – Do I Really Need One?

Three tips on building an emergency fund According to the National Bureau of Economic Research, the U.S. economy is officially in a recession.  The recession they indicated began in February 2020, ending the longest economic expansion in U.S. history. It defines a recession as “a […]

Ten tips to find money in your budget

Ten Quick Ways to Find Money in Your Budget

Everyday changes that you can make Many people do not have a budget or any other guardrails to determine how they are spending.   As such, they are unaware of the types of expenses that may be draining their monthly income and many times causing […]