Are you protected if you become disabled?

Most times when I speak to individuals on the topic of disability insurance, they are usually completely clueless. This applies across all income brackets. Long term disability occurs when you are unable to work for an extended period of time due to an illness or […]

Emergency Fund

Emergency Funds – Do I Really Need One?

Three tips on building an emergency fund According to the National Bureau of Economic Research, the U.S. economy is officially in a recession.  The recession they indicated began in February 2020, ending the longest economic expansion in U.S. history. It defines a recession as “a […]

Ten tips to find money in your budget

Ten Quick Ways to Find Money in Your Budget

Everyday changes that you can make Many people do not have a budget or any other guardrails to determine how they are spending.   As such, they are unaware of the types of expenses that may be draining their monthly income and many times causing […]

5 Tips for Reducing Your Debt in 2021

Wouldn’t it be great to begin  reducing your debt in 2021? I know what you might be thinking, that with all the lockdowns all over the world and the unemployment rates, how could I possibly reduce my debt. You have landed in the right place. […]

How To Recession Proof Your Finances

The beginning of the year is a great time to start Recession or an economic downturn may affect the finances of an economy pretty badly and that’s what many Americans and people worldwide are worried about. With rising debt levels, dropping oil prices, and fluctuating […]