Are you protected if you become disabled?

Most times when I speak to individuals on the topic of disability insurance, they are usually completely clueless. This applies across all income brackets. Long term disability occurs when you are unable to work for an extended period of time due to an illness or […]

Emergency Fund

Emergency Funds – Do I Really Need One?

Three tips on building an emergency fund According to the National Bureau of Economic Research, the U.S. economy is officially in a recession.  The recession they indicated began in February 2020, ending the longest economic expansion in U.S. history. It defines a recession as “a […]

Ten tips to find money in your budget

Ten Quick Ways to Find Money in Your Budget

Everyday changes that you can make Many people do not have a budget or any other guardrails to determine how they are spending.   As such, they are unaware of the types of expenses that may be draining their monthly income and many times causing […]

5 Tips for Reducing Your Debt in 2021

Wouldn’t it be great to begin  reducing your debt in 2021? I know what you might be thinking, that with all the lockdowns all over the world and the unemployment rates, how could I possibly reduce my debt. You have landed in the right place. […]

How Does Low Credit Score Affect Your Finance?

Low credit score can affect your life in many different ways. A low credit score can hinder your ability to make certain purchases, since it is one of the most important factors that banks and other lenders utilize to assess your financial responsibility and ability […]

5 Money Moves to Make for 2021

2022 is a year of new hopes and opportunities for everyone. Now is a great time to reflect on 2021 and determine what new things you need to do for yourself in regards to shoring up your finances aka your money moves for the New […]